Personal Loan

You want a money lender who has negotiable personal loan terms since different individuals have different needs. The repayment schedule should be flexible in case you get a cash flow problem. Click here to apply for a loan today.

Business Loan

One of the most difficult aspects of running a successful business is financing. In Singapore which prides itself as a global business centre, the government has tried to help you as an entrepreneur through legalization of money lending.

Foreigner Loan

Regardless of whether you are just looking for some cash boost between pay days, or whether you are in a pressing emergency cash situation, a foreigner loan lender is the best option to approach if you are currently visiting Singapore.

Moneylender (Licensed) Singapore - Reliable, hassle free and service which is customized to your needs. Apply a loan with us today. Call us today at 6533-5335 to find out more.

Financial crises are part of life. When this happens to you, there are always financial solutions available so that you can get out of the challenge that you are facing. The best way to overcome financial problems is to borrow money from a moneylender. This will ensure that you do not have conflicts with your friends and family. When you borrow money from relatives to start a business or an investment, the relatives may always feel like they have a claim in the investment. AP Credit is here to ensure that your dream to have an investment comes true. This is why this financial provider offers loans to people who need them.
Although licensed moneylenders are available to meet your financial needs, there are certain things that you need to check before requesting for a loan. You need to know whether your income is enough to allow you to take a loan and repay it without difficulty. A moneylender will advise you that to calculate your income, you consider all your expenses in a month. The figure that remains after the expenses are deducted is your income.
When taking a loan from AP Credit, you will need to ensure that the loan is able to meet your needs. AP Credit have different loan packages for their clients. Indeed, there are moneylenders who are able to finance multinational corporations and companies while others only offer loan opportunities to low income earners. Here are other things to consider before taking a loan from a moneylender.
Terms and conditions: As with all loans, there are certain terms and conditions that outline the amount that you have received and how you will repay it back. You need to be able to understand these terms and ensure that they work to suit your financial ability. The best thing about taking a loan from a moneylender is that clients are allowed to ask as many questions as possible regarding the terms of the contract before they sign it as a legally binding agreement.
Interest rate: AP Credit offer attractive interest rates to their clients. This means that with careful research, you are able to find a moneylender that offers an interest rate that suits you. If you are applying for the loan on the internet, make sure that you take advantage of the online calculator that shows you the interest rate that is charged on a specific amount and the amount of money that you will pay back. If this amount is what you can afford without difficulty, then you should consider taking the loan.
Important! Read this before Getting a Loan
Notes to Borrowers When Obtaining Loans from Licensed Moneylenders
List of Licensed Moneylenders in Singapore

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